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22 Sep 2015

One Simple Way to Lighten Your Insurance Load

Chuck stuff out. Don’t organize it. Don’t buy pretty boxes from Ikea. Don’t look at storage solutions on Pinterest. Just bin it. Chuck it. Throw it. Donate it. Discard it. Delete it. If you don’t really need it, you don’t have to keep it. Here’s how that relates to

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22 Sep 2015

Cash Cover – Gone but not Forgotten

Back in June we told you that Cash in Safe and Cash in Transit cover would cease to exist as separate cover lines but would become part of contents cover. While the cover has been “moved” so to speak, there are still the same expectations as before about how

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22 Sep 2015

Are You Ready for Anything?

Business Interruption or “BI” for short is the risk of interruption to business operations and can result from different scenarios including: Traditional property damage Cyber weaknesses or attacks Non-damage BI Supply chain Acts of Terrorism Environmental causes Product recall Marine transit We’re Hosting a Business Interruption Information Seminar.  

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22 Sep 2015

8 Things You Need to Specify to be Covered.

Certain types of property cannot enjoy protection under either building or contents cover – these must be specified. Unlike moveable equipment there are a number of site improvements that aren’t considered building or contents. As an example, a shade sail is not easily moved but they can be damaged

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19 Jun 2015

One small cover change that you need to know.

It’s official. As of July 1, 2015 Cash in Safe and Cash in Transit cover lines will no longer exist the way they used to. We brought the change to your attention a few months ago while the exact details were being refined. We are happy to share that

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18 Jun 2015

Ken Marsh retires after 26 years

Pursuing his personal interests and passions is what Ken Marsh is looking forward to when he retires from his role as Senior Advisor – Safety Management next month. Ken started his career in 1967 with the Royal Australian Air Force as an engine fitter and “musterer” which saw him

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15 Jun 2015

Jocelyn McMahon retires after 47 years.

A valued RMS team member since 2003, Jocelyn McMahon brought her special brand of warmth coupled with efficiency to the role of Workers Compensation Coordinator. The RMS team will miss her service with a smile and can-do approach to any problem. “What you give, you receive,” reflects Jocelyn when

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15 Jun 2015

2 Steps to a Happy Renewal

All treasurers and CFO’s should have their church organisation’s property renewals on their to-do lists for May/June. For some entities, renewal time can be a little daunting but it need not be.   Here are 2 easy steps to a happy renewal: Step 1 – No Change. No Pain.

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11 Jun 2015

One small step for travellers.

Our Short Term Travel Online Request form has a new field and it’s all about protecting you!   The form field is called “Email address of person at that organisation responsible for authorising your application & accepting the cost”. Ok, so we won’t be winning any literary awards for

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11 Jun 2015

New Extra Risks Cover – Costs less, covers more.

Changes to Extra Risks cover will take effect from 1 July 2015. Several updates were made to the Extra Risks cover which will take effect from 1 July 2015. Here are the noteworthy highlights: 1. Broader coverage. The Type of Equipment that can be covered has been extended to

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11 Jun 2015

Game of Drones

The use of drones may be beneficial to the Church work, but there are concerns which we should take seriously. A drone, as described by the Queensland Office of the Information Commissioner, is an “unmanned aerial vehicle, which can be outfitted with sophisticated camera surveillance equipment. UAVs are controlled

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11 Jun 2015

4 Reasons Why Fire is not the End of the World

Seeing the blackened, charred remains of your beloved church or school might seem like Judgement Day has arrived, but trust us, while it is heartbreaking it’s not the end of the world either. Here are 4 reasons why… 1. You’re covered. But first, the bad news…property damaged by fire

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10 Mar 2015

Welcome Back Linzi and Farewell Danelle

Almost 12-months ago (to the day), we said a temporary good-bye to Linzi as she and her husband, Brett expectantly awaited the arrival of their second child.  Later this month little James Aitken will celebrate his first birthday.  One year sure passes by quickly and we are excited to

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10 Mar 2015

Using Church or School Property as Temporary Accommodation

During any calendar year RMS will receive a number of phone calls or emails from churches and schools asking if they can use their property as accommodation for an individual or a group (such as pathfinders). Perhaps unsurprisingly, the number of enquiries increased in the lead up to the

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10 Mar 2015

These Chairs Are Made For Sitting…

Have you ever been tempted to stand on your office or classroom chair or desk to get something from the top cupboard?  Or maybe it was to hang some Christmas decorations or change a light bulb. Why are we tempted to stand on our chair or desk – or

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10 Mar 2015

The Top 5 Property Loss Events by Value

We have previously brought you the Top 10 (Most Frequent) Property Losses Affecting Church Organisations which sparked a high level of interest from our InfoRMS readers. This time the events are arranged by the total financial cost, which tells an entirely different story. These figures encompass loss events from

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10 Mar 2015

Goodbye Cash, Hello Property

From 1 July 2015 RMS is planning to discontinue the Cash in Safe and Cash in Transit cover lines.  We say “planning” because we are still working through some of the finer details and there is a chance that closing the lines may be delayed. Even though the 1

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14 Dec 2014

Welcome Minerva Hermosilla-Garcia

We are privileged to introduce our new full-time Administrative Assistant, Minerva Hermosilla-Garcia. Originally from Spain, Minerva has previously worked for our sister organisation Adventist Risk Management in the UK for seven years. Some of you may recognise Minerva from her most recent position as a sales assistant at the

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14 Dec 2014

Farewell Lorraine Atchia

It was a sombre mood in the RMS office with the recent departure of our friend and colleague Lorraine Atchia, who had been serving as our Administrative Assistant for the past two years.  Lorraine brought various skills with her which added value to RMS, the most obvious being her

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14 Dec 2014

Christmas Greeting and Office Closures 2014

As the countdown to Christmas hits single-digits, it’s a great time to reflect on the blessings that we have seen throughout the year. At RMS, as a department dedicated to serving the needs of the Seventh-day Adventist Church, our greatest blessing comes from the work that we get to

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13 Dec 2014

13 Points to Communicate When Renting Your Church Property

If your Church is considering renting their premises to another organisation or person, it’s important that you familiarise yourself with the best way to proceed. Hiring out a church’s facilities for various functions such as weddings, meetings, presentations etc. can bring in additional income to help the local church.

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10 Dec 2014

Employee Relocation Update

December marks the commencement of moving season and with it comes the need to complete the Employee Relocation Request for Cover. Seventh-day Adventist Church employers can use Employee Relocation Cover to protect the household goods of their employees when they are relocated under denominational transfer within the territory of

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10 Dec 2014

The Great Adventist Roadtrip – Camporee

What do you think about when you hear the phrase “Road Trip”? Is it a holiday, a movie, or something else? For me, it’s the 30+ times that I have driven across the famous yet barren Nullarbor Plain between Perth and Sydney.  “Why 30 times?” is usually the first

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10 Dec 2014

A Beginner’s Guide to Church Cybercrime

It’s suggested that the most recent SONY hacking scandal will end up costing the organisation a whopping $100 million. Whilst the cyber liability of Churches isn’t expected to carry such large financial ramifications, there is still potential to cause a great deal of harm. Please don’t think that it

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24 Sep 2014

The Top 10 Property Losses Affecting Church Organisations

Now is as good a time as ever for you to ‘spring clean’ your property risk management plan. To help highlight some potential risk factors, we have delved into the depths of the RMS records to bring you the ‘Top 10 property losses’ – the 10 most common property

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24 Sep 2014

The Ebola Epidemic

The recent unfolding of the flu has left many Australians confined to their beds in an attempt to recover and restrict the illness from spreading to others.  Luckily for us, influenza has a relatively low impact and we know how to treat it. Unfortunately this is not the case

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24 Sep 2014

Slips, Trips and Falls

Everyone knows that it can be very embarrassing to slip, trip or fall over but did you know that it is also one of the most common causes of injury? Injuries from slips, trips or falls can occur at any time; however we see more incidents occurring during times

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17 Sep 2014

Do rental cars really go faster in every gear?

You might have heard someone jokingly claim that they do – suggesting that you don’t need to care for a rental car in the same way that you would care for your own car. But you need to be careful when you rent vehicles because the rental contract will

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17 Sep 2014

Changes to the Short-Term Travel cover application process

On 1 September 2014 RMS made two important changes to the application process for Short-term Travel Cover (STT). The first change is that RMS will only accept and process applications for STT if the cost is being invoiced to a Seventh-day Adventist Church organisation through that organisation’s current account.

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11 Jun 2014

Travel Insurance to protect your Pathfinders this Camporee

PATHFINDERS ON THE MOVE Key Message: Every person travelling from another country to Australia for the iThirst Pathfinder Camporee must have travel insurance before they commence their journey. Pathfinders is a fantastic ministry of our youth department and in January 2015 some 9,000 pathfinders are going to find their

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11 Jun 2014

Surviving Flu Season

“Fever, chills, coughing, sore throat, runny and stuffy nose, aches and pains, headaches and fatigue, even nausea, vomiting and diahorrea.”   Welcome to the joys of the flu. Whilst not all of us will fall prey to the virus this year, it is important to know how to prevent

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11 Jun 2014

Staying warm this winter

With the annual winter chill taking hold and more cooler months ahead, selecting the right form of heating becomes a priority. However with the myriad of different types and models to choose from, the efficiency and safe operation of each device needs to be considered – from portable electric

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11 Jun 2014

Extra Risks Rate Reduction

Extra Risks Rate Reduction – Lower rates means more money for mission RMS is pleased to announce that the cost of Extra Risks cover is being reduced on 1 July 2014.  Cover for specific items will cost 6.6% less, while the cost of the blanket cover will be 5%

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11 Jun 2014

Copper Theft: How to turn $5,000 into $25

“Metal theft is a ”lucrative and attractive venture for thieves” according to the Australian Institute of Criminology, while the federal government has estimated the annual cost of the crime at $100 million”.  Read more. With copper prices rising more than 300% since 2008 and copper recyclers paying around $5

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9 Mar 2014

Quad Bikes: Too Risky for Kids

A study funded by WorkCover NSW and the ACCC will recommend that children under the age of 16 not be permitted to ride quad bikes and that it be an offence to allow them to do so. Some of our campgrounds and youth departments do operate quad bikes and

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9 Mar 2014

Property Tip – Extra Risks Cover

Did you know that regular Contents cover does not protect your SDA Church organisation against two common risks for portable equipment? Do you know what those two risks are and if your Church organisation is protected? The good news is that there is a special cover available, called Extra

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4 Mar 2014

Safety Tip – Workspace Ergonomics

Have you ever experienced muscle pain or discomfort during your work day? A slight adjustment to your workspace could be the solution. Better office ergonomics can help workers avoid or reduce injury and discomfort. Ergonomics involves designing the working environment – including tasks, equipment and tools – in such

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4 Mar 2014

Danelle Morton joins RMS

Stepping in as our Communications / Admin Assistant (Maternity Relief) is Avondale College graduate, Danelle Morton. Danelle graduated last year receiving a Bachelor of Arts with a double major in Visual Communication and a minor in Communication. As part of her course she worked on numerous design projects, most

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15 Dec 2013

Protecting Property During Bushfire Season

In various parts of the South Pacific and particularly Australia, it is important to plan ahead to reduce the likelihood and consequences of bushfire damaging church owned properties. Our Senior Risk Officer, Andrew Mowbray, suggests there are some simple things our leaders and local members can do before the

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15 Dec 2013

Ocean Rips: Australia’s Most Dangerous Threat

A Fairfax Media article reports on a recent study which found that ocean rips kill more people in Australia on average each year than tropical cyclones, bushfires, floods and shark attacks combined. On average, 21 people drown in rips around Australia each year, compared with eight killed in cyclones

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15 Dec 2013

Healthy Festive Smoothie

RMS enjoyed a special treat during morning worship – a green smoothie recipe with a message. Maurie, our hard-working accountant, invited his lovely wife Luba to share their health journey as well as prepare a delicious green smoothie for the RMS team. Luba related three eye-opening Bible texts which

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15 Dec 2013

Employee Relocation Rates Down

It is a great time of year to pass on good news and RMS is pleased to announce that the contribution rates for Employee Relocation cover were officially reduced on 1 December 2013 – just in time for the busiest moving season of the year. Rates have been reduced

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15 Dec 2013

Christmas Greetings and Office Closures 2013

We want to wish you a hope-filled Christmas with God’s blessings for the New Year. Our office will be closed from 12:30pm Friday, December 20 and will re-open for normal business on Monday, January 6 at 8:30am. We look forward to serving you in 2014.

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3 Oct 2013

Property Tip – 4 points for summertime property protection

The month of September has brought some early weather events with damaging results and at least two of our properties, that we know of, have been affected. So as the unstable weather season in Australia has already started to bring storms, damaging winds, hail and fire we remind you of

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23 Sep 2013

Safety Tip – Working in Sunshine

As the weather heats up and we spend more time outdoors – for work and for fun – WorkCover NSW reminds all businesses and workers to protect themselves when working in the sun to prevent fatigue, sunburn and heat-stress. WorkCover recommends employers take the following actions to reduce workers’

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19 Sep 2013

Risk Tip – Protect Valuables While Camping

With holidays, Christmas events and summer camps fast approaching now is a good time to talk about event security, particularly camps. A point of interest for campground managers and organisers of camps, and the use of tents specifically, is the subject of security. Within a Conference tent, or a

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17 Jun 2013

Risk Tip – Gymnastics and Rebounding Equipment

Do you use any rebounding equipment such as trampolines, spring boards etc? We recently collected information from a variety of Adventist Church organisations for the renewal of the General Liability insurance policy. During the process we became aware that some organisations have been using rebounding equipment such as trampolines,

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17 Jun 2013

Phil Hart retires after 49 years

This month we say goodbye to Senior Risk Officer, Phil Hart. At the tender age of 15 Phil started working for Sanitarium at their Sydney retail store stacking shelves and within four years he was promoted to Shop Supervisor before shipping out for compulsory military service. After 18 months

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17 Jun 2013

Andrew Mowbray joins RMS

Bringing a depth of experience and knowledge to the RMS team is Mr Andrew Mowbray, who is taking on the role of Senior Risk Officer – Risk Control. Having worked in a variety of roles within Qantas, Andrew’s 25 years’ experience in Property, Security and Facilities Management offers valuable

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6 Jun 2013

Talking about Cyber Crime

Guest writer and President/CEO of Adventist Risk Management, Bob Kyte, shares his thoughts on Cyber Crime and how it affects the Adventist Church. Reports of the Australian Crime Commission and Australian Federal Police indicate that theft of identity is an increasing problem across Australia. A few years ago a

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