Do I need to see a doctor if I get sick or injured when overseas?

We’ve been getting this question a lot, but unfortunately it is being asked too late.

Uniquely, when we’re travelling we don’t really want to admit that we might be sick or injured because we don’t want to miss out on all the action, so as travellers we sometimes brush off illness and power on.

The great risk with this attitude is that when you return home you discover that thing you pretended wasn’t really a big deal, now really does need medical attention. Ouch.

The secret tip you should remember – Don’t wait until you get home!

If you need to make a claim under the medical benefits sections of the travel policy you need to first see a doctor while you are travelling overseas – it’s a policy requirement. However, once you’re back on home soil travel cover ends as your own health cover – eg, Medicare in Australia and any private health cover you have – steps in to take the financial burden of most future medical treatment.

What if I’m in the middle of nowhere?

That’s a fair question and certainly not inconceivable that the nearest medical care could be miles away. However, at some point, you will reach civilization again and it may then be worthwhile to find medical care before you take off to your next destination. So, be a smart and savvy traveller – get checked out before you fly out!

As always, read all the terms and conditions outlined in the policy summary and travel certificate that RMS provides.

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