Travel insurance provides important financial protection when things don’t go to plan before or during a trip such as interrupted travel, lost baggage or worse an injury or sickness. No doubt lost baggage and travel interruptions are annoying but suffering a serious injury or sickness while overseas can be painful, frightening and emotionally distressing. It can also leave you significantly out-of-pocket financially because when you travel overseas you lose access to any government or private medical cover you have at home.

For people travelling overseas on church business or activities travel insurance is essential – no one should travel without it. But take time to carefully consider travel insurance for domestic trips as well; you never know when you might need it.

The Australian Government www.smartraveller.gov.au website provides helpful information about travelling and the importance of travel insurance. You can also register your travel plans on the site so that you can be contacted in an emergency.

Call us for more information on 02 9847 3375.

Short-term Travel Cover

Short-term Travel (STT) Cover can be used by church employees, members, volunteers and their accompanying spouse and dependent children for travel on approved Seventh-day Adventist Church business or activities. The church organisation approving the travel must be part of the South Pacific Division.

STT can be used for international travel (some restrictions may apply) and for Australian residents travelling interstate within Australia.

Cover is not automatic and each person travelling must complete an application form each time they travel. You can apply online.

A summary of the terms and conditions of cover is available from RMS. It is important to take time to read this document and if you have any questions please contact RMS for clarification.

Corporate Travel Cover

Corporate Travel is used by church employees, contractors and directors who travel frequently on Seventh-day Adventist church business.

Cover is not automatic. Persons needing Corporate Travel cover must be nominated by a church organisation and complete an annual declaration of travel.

Covered persons who are resident of Australia and New Zealand can be covered for domestic and international travel. Covered persons in other locations are only covered for international travel.

A summary of the terms and conditions of cover is available from RMS. It is important to take time to read this document and if you have any questions please contact us for clarification.

International Service Employee Travel Cover

International Service Employee (ISE) Travel Cover is a special travel cover for ISEs serving in the island fields of the South Pacific Division. ISE Travel Cover does not cover all travel by ISEs – only travel that has been approved by the South Pacific Division People Services Department for the following purposes is covered:

• To attend an interview
• For familiarisation
• To attend Mission Institute
• For pre-embarkation leave
• To take up the appointment
• Annual leave
• Family reunion
• Approved study
• Approved compassionate or medical reasons
• Permanent return

Cover is arranged annually by the People Services Department.

A summary of the terms and conditions of cover is available from RMS. It is important to take time to read this document and if you have any questions please contact RMS for clarification.